Payment Policy
Effective Date: February 20, 2025

At YAYTOPIC, we are dedicated to providing a secure and convenient shopping experience for our customers. This Payment Policy outlines the accepted payment methods, billing processes, and payment-related terms when purchasing luxury rings from https://yaytopic.xyz/.

1. Accepted Payment Methods

We accept the following secure payment methods:

  • Credit/Debit Cards: Visa, MasterCard, American Express, Discover
  • Digital Payments: PayPal, Apple Pay, Google Pay
  • Bank Transfers: Available for bulk or custom orders (contact us for assistance)

Note: All payments must be made in USD (United States Dollar).

2. Payment Processing

2.1 Authorization & Charges:

  • Your payment method will be authorized at the time of purchase to ensure sufficient funds.
  • Charges will be processed immediately upon order confirmation.

2.2 Failed Transactions:

  • If your payment is declined, verify your payment details and ensure you have sufficient funds.
  • For persistent issues, please contact your bank or payment provider.

3. Payment Security

We prioritize the safety of your information:

  • SSL Encryption: All transactions are processed through secure, encrypted systems to protect your personal and financial data.
  • PCI Compliance: We adhere to Payment Card Industry Data Security Standards (PCI DSS) to ensure a safe checkout process.
  • No Data Storage: We do not store your credit card details on our servers.

4. Order Confirmation

Upon successful payment, you will receive:

  • An order confirmation email with a summary of your purchase.
  • A digital receipt for your records.
  • A tracking number once your order is shipped.

If you do not receive a confirmation within 24 hours, please contact us at contact@yaytopic.xyz.

5. Currency and Exchange Rates

  • All product prices are listed in USD.
  • For international customers, your payment provider may apply currency conversion fees. Please contact your provider for more information.

6. Payment Issues and Disputes

6.1 Payment Errors:

  • If you encounter any errors during checkout, ensure all payment information is accurate and your connection is secure.
  • Contact YAYTOPIC Support if issues persist.

6.2 Chargebacks and Fraud:

  • Unauthorized chargebacks may result in your account being suspended.
  • If you believe your payment was fraudulent, contact us immediately at contact@yaytopic.xyz.

7. Cancellations and Refunds

7.1 Order Cancellations:

  • Orders may be canceled within 24 hours of purchase.
  • After this period, the order is processed and cannot be canceled.

7.2 Refund Policy:

8. Taxes and Duties

8.1 Domestic Orders (USA):

  • Sales tax is applied at checkout where required by state law.

8.2 International Orders:

  • Customers outside the U.S. are responsible for customs duties, taxes, and import fees as required by their country’s regulations.

9. Bulk and Custom Orders

For wholesale, customized, or bulk orders, please contact our sales team at contact@yaytopic.xyz for personalized assistance and payment options.

10. Contact Information

For payment inquiries or assistance, please contact us:

YAYTOPIC